Welcome to https://foureyes.financial (the “Website“), our online destination for information, activities, products, and services provided by Four Eyes Financial and its affiliates (“FOUR EYES FINANCIAL,” “We,” or “Our“).

Please review the following terms and conditions carefully. By accessing or using the Website, including its content and services, you acknowledge and agree to be bound by these Terms of Use (the “Terms“, or the “Terms of Use“) and any related documents incorporated by reference. If you do not agree to these Terms, you are not authorized to access or use the Website.

These Terms govern all use of the Website, its content, and services (collectively, the “Services”) provided by Four Eyes Financial (together with its subsidiaries, affiliates, successors and assigns) across any device, including computers, smartphones, or other communication technologies.  They also apply to access via the Internet or other communication networks.  Your access to and use of the Services is based on your acceptance of and compliance with these Terms.  These Terms apply to all visitors, users and others who access or use the Services.

Privacy

We respect your privacy. Our Privacy Policy, which is incorporated into these Terms, explains how we collect, use, and safeguard your personal information.

Acceptable Use of the Website

The following terms define the acceptable use of the Website, and the services offered through it (the “Services“).  In accordance with these Terms of Use, you are authorized to access and utilize the content on the Website. Any other use of the content is strictly prohibited unless explicit prior written permission is granted by Four Eyes Financial.

You acknowledge and agree that you are solely responsible for all actions or omissions related to your access and use of the Website, as well as the access and use of the Website by anyone acting on your behalf.

While using the Website, you agree to refrain from;

• Bypassing or manipulating the operation, or functionality of the Website or its Services thereunder;
• Publishing content that is false, inaccurate, or misleading;
• Employing automated systems, such as bots, crawlers, or similar tools, to collect or aggregate content from the Website or its Services;
• Embedding the Website or portions of it within an exposed or hidden frame, or linking to specific elements like images outside the context of the web pages where they are originally displayed or are made available thought the Website;
• Displaying content from the Website using any software, tool, gadget, or communication protocol that modifies the content or its design;
• Misrepresenting your identity, employment, agency, or affiliation with any individual or organization, or impersonating another person or entity;
• Gathering, harvesting, accessing, or processing personal information about other users without their explicit consent;
• Participating in any activity that constitutes, promotes, or encourages behavior that could result in a criminal offense, lead to civil liability, or otherwise violate applicable laws, including those related to privacy, defamation, spam, and copyright;
• Disrupting, overloading, or impairing the functionality of the Website;
• Breaching the security of the Website or its Services, or attempting to identify security vulnerabilities;
• Breaching these Terms or any other additional rules and guidelines that We may provide regarding the use of the Website;
• Engaging in abusive, harassing, threatening, impersonating, or intimidating behavior toward other users;
• Linking to the Website from web pages that feature pornographic material or promote racism, unlawful discrimination, or other harmful content.

User Account and Registration

The Website is accessible to all Internet users, although certain Services (such as support services or blogs) may be available only to registered users.

When you register on the Website or complete our contact forms, you will be asked to provide certain contact and personal information. You must ensure that all details provided are truthful, accurate, and complete. Providing false, incorrect, or outdated information may prevent you from registering and hinder our ability to deliver the Services or communicate with you. We will clearly indicate the required fields, and if you do not fill them out, you will not be able to register or complete the contact forms. Your personal information will only be used in accordance with our Privacy Policy, which is incorporated by reference into these Terms.

If you access certain Services on the Website using a username and password, you agree to keep your login credentials confidential and not share them with others. It is important that you change your password regularly, (at least every six months) and do not re-use previous passwords.

You are fully responsible for any consequences that result from providing false, inaccurate, or incomplete information during registration or form completion, as well as for any use or misuse of your account if your login details are shared with others.

We may deny or cancel your account at any time, for any reason, at our discretion. We will notify you by email, and the cancellation will take effect on the specified date, possibly immediately. Additionally, we may limit, suspend, or terminate your account, block access to the Website and Services, and take legal or technical action if we believe it is necessary.

Electronic Disclosure Consent

You consent to receive all notices and information regarding our Services, and other offerings electronically, by providing your email to enroll for use of our Services.  Your consent to receive communications electronically is valid until you end your relationship with Four Eyes Financial.  It is your responsibility to provide us with true, accurate and complete e-mail addresses, contact and other information related to this disclosure and to maintain and update promptly any changes in this information.  Electronic communications may be delivered to your registered e-mail address and/or posted within our Services.  Whether or not you have received or retrieved the communication, all communications in electronic format will be considered to be in “writing,” and to have been received no later than five (5) business days after posting or dissemination.  We reserve the right to terminate or change the terms and conditions on which we provide electronic communications and will provide you with notice thereof in accordance with applicable law.

Availability, Errors and Inaccuracies

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Despite our best efforts, the products or services available on our Service may have an error regarding the price, be inaccurately described, or be unavailable. We may experience delays in updating information on the Service and in our advertising on other websites.

Your sole and exclusive remedy for any failure or non-performance of the Services, including any associated software or other materials supplied in connection with such services, shall be for Four Eyes Financial to use commercially reasonable efforts to effectuate an adjustment or repair of the applicable service.

Use of these Services may be available through a compatible mobile device, Internet and/or network access and may require software. You agree that you are solely responsible for these requirements, including any applicable changes, updates and fees as well as the terms of your agreement with your mobile device and telecommunications provider. FOUR EYES FINANCIAL MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED AS TO: (i) THE AVAILABILITY OF TELECOMMUNICATION SERVICES FROM YOUR PROVIDER AND ACCESS TO THE SERVICES AT ANY TIME OR FROM ANY LOCATION; (ii) ANY LOSS, DAMAGE, OR OTHER SECURITY INTRUSION OF THE TELECOMMUNICATION SERVICES; AND (iii) ANY DISCLOSURE OF INFORMATION TO THIRD PARTIES OR FAILURE TO TRANSMIT ANY DATA, COMMUNICATIONS OR SETTINGS CONNECTED WITH THE SERVICES.

Website Changes

We may occasionally update the Website’s layout, design, or content, as well as the availability of Services, without prior notice. These changes may cause temporary disruptions or issues. You agree and acknowledge that we are not responsible for any inconveniences, malfunctions, or failures that may occur as a result therefrom.

Links to Other Sites

The Website may include links to content hosted on third-party websites or external sources. These websites and their content are not operated or monitored by us. You may find their information or materials incompatible with your needs, objectionable, or even offensive, inappropriate, unlawful, or unethical. Our inclusion of a link to any external website does not imply endorsement, sponsorship, or approval of its content, nor do we guarantee its accuracy, credibility, authenticity, reliability, validity, integrity, or legality. We disclaim all responsibility and liability for third-party websites, their content, or their availability.

Four Eyes Financial may suspend or permanently terminate the Website or any part of it at any time, without prior notice or liability.  You agree and acknowledge that Four Eyes Financial is not responsible for any data loss or issues arising from the termination of the Website.

Termination

Four Eyes Financial may suspend or permanently terminate the Website or any part of it at any time, without prior notice or liability.  You agree and acknowledge that Four Eyes Financial is not responsible for any data loss or issues arising from the termination of the Website.

All provisions of the Terms shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Intellectual Property

All rights, title and interest in and to the Website and any Services hereunder (except – as provided with respect to third parties’ content), including, without limitation, patents, copyrights, trademarks, trade names, service marks, trade secrets and other intellectual property rights, and any goodwill associated therewith, are owned by, or licensed to Four Eyes Financial.  These Terms do not grant you any rights to patents, copyrights, trademarks (whether registered or unregistered), trade names, trade secrets, domain names or any other rights, functions or licenses with respect of the Website and any of the Services.

You may not adapt or otherwise use, including in any Internet domain name, any name, mark or logo that is identical, or confusingly similar to any of Our trademarks, service marks and logos. You must avoid any action or omission that may dilute or tarnish Our goodwill. The trademarks and advertisements of Four Eyes Financial on the Website are the exclusive property of Four Eyes Financial.

Unless otherwise expressly permitted in these Terms, you may not copy, distribute, display or perform publicly, sublicense, decompile, disassemble, reduce to human readable form, execute publicly, make available to the public, adapt, make commercial use, process, compile, translate, sell, lend, rent, reverse engineer, combine with other software, modify or create derivative works of any of the content on the Website, which is subject to intellectual property rights or other proprietary rights, either by yourself or by a third party on your behalf, in any way or by any means, including, but not limited to electronic, mechanical or optical means, without prior written authorization from Four Eyes Financial.

We are committed to respecting the intellectual property rights of others. If you believe any content on the Website infringes your rights or violates these Terms, you may request its removal.  For claims related to copyright infringement, please follow the procedures outlined in our copyright policy, which is incorporated into these Terms by reference.  For requests regarding content that infringes other rights or breaches these Terms, please submit your complaint as directed in our copyright policy.  We will make every effort to address your concerns promptly.

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES

THE SITES, SERVICES, INFORMATION, DATA, FEATURES, AND ALL CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICES OR PROVIDED THROUGH THE SERVICES (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS.  FOUR EYES FINANCIAL, ITS AFFILIATES, AND ITS THIRD PARTY PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY, “SUPPLIERS“) MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITE OR OF THE SERVICES.  YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK.  NEITHER FOUR EYES FINANCIAL OR ITS SUPPLIERS MAKE ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE SITES OR OF THE SERVICES (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE.  NEITHER FOUR EYES FINANCIAL OR ITS SUPPLIERS MAKE ANY REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICES IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.  SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH JURIDICTIONS LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW.  ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF THIS PROVISION MAY NOT APPLY TO YOU.

Limitation of Liability

Four Eyes Financial, including its officers, directors, shareholders, employees, sub-contractors and agents will not be liable, to the maximum extent permitted by the applicable law, for any direct, indirect, incidental or consequential damage, or any other damage, and loss (including loss of profit and loss of data), costs, expenses and payments, either in tort, contractual, or in any other form of liability, arising from, or in connection with the use of, or the inability to use the website, the content, the services thereunder or any communications, interactions, dealings, engagements and transactions with others on or through the platform, or from any failure, error, or breakdown in the function of the website and the services, or from any fault, or error made by our staff or anyone acting on its behalf, or from your reliance on posted content on the website, or from any communication with the website, or with other users on or through the website.

You acknowledge and agree that the use of the website, its content and any services offered thereunder, is entirely, or to the maximum extent permitted by the applicable law, at your own responsibility.

Indemnification

You agree to indemnify, defend and hold harmless Four Eyes Financial its principals, officers, directors, shareholders, representatives, managers, employees, contractors, licensors, licensees, suppliers, agents and anyone acting on their behalf, at your own expense and immediately after receiving a written notice from Four Eyes Financial, from and against any damages, loss, costs, expenses and payments, including reasonable legal and account fees, resulting from any complaint, claim, or demand, arising from or related to your breach of these Terms, or any other terms, rules or regulations applicable to the Website its content and the services offered thereunder, or your violation, or infringement of third parties’ rights.

Non-Waiver of Rights

If you breach any of these Terms and Four Eyes Financial chooses not to immediately act, or chooses not to act at all, Four Eyes Financial will still be entitled to all rights and remedies at any later date, or in any other situation, where you breach these Terms. Four Eyes Financial does not waive any of its rights. Four Eyes Financial shall not be responsible for any purported breach of these Terms caused by circumstances beyond its control. A person who is not a party to these Terms shall have no rights of enforcement.

You may not assign, sub-license or otherwise transfer any of your rights under these Terms.

Governing Law

These Terms shall be governed by, and interpreted and enforced in accordance with, the laws in the Province of New Brunswick and the laws of Canada, as applicable.

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, then any remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements, oral or otherwise, regarding the Service.

Survival

The intellectual property, disclaimer of warranty, limitation of liability, and indemnification provisions will remain in effect even after these Terms expire or the Website ceases operation.

Changes of Terms

We may modify the Terms over time without prior notice by posting a new version of the Terms of Use, which is your responsibility to review. Any changes to the Terms will be reflected on this page and will become effective immediately upon posting. We encourage you to periodically review the Terms to stay informed.  Please check the effective date above to determine if there have been any changes since you have last reviewed the Terms of Use.

Contact Us

We value the privacy and reputation of our users. If you believe any content on the Website is harmful or offensive, please reach out to us at privacy@foureyes.financial, and we will make every effort to address your concern promptly.