For Portfolio Management Firms
Every Mandate Monitored
Without Manual Drift Checks
Four Eyes Financial orchestrates the complete client compliance lifecycle for Canadian portfolio managers, from digital account opening and KYC updates to pre-trade proposal checks, Mandate Drift monitoring and casework. Every managed account is checked against the client’s risk profile and investment policy statement (IPS) on the cycle you choose, with one exam-ready audit trail.
What Changes
Every Mandate Watched
Every Review Recorded
Managed accounts opened digitally
Clients open accounts online in their preferred language, with KYC captured and the managed account selected through Digital Onboarding.
KYC kept current
With KYC Maintenance, clients confirm nothing has changed, or complete a guided update when something has.
Mandate drift caught early
Risk7’s Mandate Drift report runs on a daily or monthly cycle you choose, flagging accounts that drift from the client’s risk profile or investment policy statement.
Personal trading surveilled
Risk7 screens personal and non-client trading alongside client trades, supporting your code of ethics and conflicts reviews.
Value for Every Role
Tailored Value Across
Your Firm
For Portfolio Managers and Advising Representatives
Open managed accounts online, with clients e-signing in their preferred languageClients update their own KYC in one stepModel portfolio changes in Pre-Trade Analyzer before placing the orderSee which accounts have drifted from their mandate
For Compliance
Unified Risk7 queues: review trade exceptions and focus solely on what requires human judgmentMandate Drift checked against each client’s risk profile and IPSPersonal and non-client trading screened alongside client tradesEvery review logs the reviewer’s identity and timestamp
For Operations
New accounts arrive in good order, validated before submissionComplaints tracked from intake to closeCases routed with business-day deadlinesSingle sign-on and role-based access for every role
Before and After
From Quarterly Spot Checks
to One Exam-Ready Record
Today
With Four Eyes
Account applications re-keyed and checked by hand
Accounts opened online, e-signed and validated before submission in Digital Onboarding
Paper KYC updates mailed, signed and re-keyed
Clients confirm or update their KYC in one step with KYC Maintenance
Drift found at the required quarterly review
Daily or monthly drift checks in Risk7 flag accounts that drift from the client’s risk profile or IPS
Personal trading reviewed from broker statements
Personal and non-client trading screened in Risk7 alongside client trades
Complaints tracked in email and spreadsheets
Complaints tracked from intake to close in Client Complaints, with OBSI escalation dates
Exceptions tracked in email and spreadsheets
Cases with business-day deadlines, secondary approval and written rationale in Case Management
Regulatory Map
Mapped to NI 31-103
and the Client Focused Reforms
Obligation
How Four Eyes Helps
Know your client
KYC is collected at account opening and kept current through materiality-based reviews, with material changes routed for supervisor approval.
Suitability
Portfolio managers model changes in Pre-Trade Analyzer before placing the order, and Risk7 monitors each account against the client’s risk profile and IPS.
Conflicts of interest
Personal and non-client trading is screened alongside client trades, supporting your code of ethics and conflicts reviews.
Complaint handling
Complaints are tracked from intake to close, with OBSI escalation dates and a redress ledger.
Compliance system
Alert parameters reflect your policies and procedures, kept separate from regulatory requirements, with exceptions routed into cases.
Exam readiness
Every review and decision logs the reviewer’s identity and timestamp.
Built for Regulated Firms
Single-Tenant and SOC 2 Type II Compliant
Every firm runs on its own instance with unique encryption keys, with SOC 2 Type II controls independently audited by Aprio LLP, headquartered in Atlanta, Georgia.
Frequently Asked Questions
The Compliance Lifecycle Platform for Portfolio Managers
What is compliance workflow software for portfolio managers?
Software that manages a portfolio management firm’s client compliance lifecycle in one place. For Canadian portfolio managers managing discretionary accounts, registered with provincial securities commissions such as the OSC, BCSC and AMF and subject to NI 31-103, Four Eyes Financial covers digital account opening, KYC updates, pre-trade proposal checks, Mandate Drift monitoring, personal trading surveillance, complaints and casework on one connected data layer.
How is mandate drift monitored?
Risk7’s Mandate Drift report runs on a daily or monthly cycle chosen by the firm, flagging accounts whose allocation has drifted from the client’s risk profile or investment policy statement, so drift is caught between the required quarterly reviews.
How do portfolio managers check changes before trading?
Portfolio managers use Pre-Trade Analyzer to model changes and check a proposal against the client’s KYC, risk profile and concentration limits before placing the order.
Can clients open managed accounts online?
Yes. Digital Onboarding lets clients open accounts online in their preferred language, with KYC captured, the managed account selected, e-signature and every field validated before the account is submitted for approval.
Does it monitor personal trading?
Yes. Risk7 screens personal and non-client trading alongside client trades, so code of ethics and conflicts reviews sit in the same queue as every other exception.
Which NI 31-103 obligations does it cover?
Under NI 31-103, know your client: KYC is collected at account opening and kept current through materiality-based reviews. Suitability: portfolio managers model changes in Pre-Trade Analyzer before placing the order, and Risk7 monitors each account against the client’s risk profile and IPS. Conflicts of interest: personal and non-client trading is screened alongside client trades. Complaint handling: complaints are tracked from intake to close, with OBSI escalation dates. Compliance system: alert parameters reflect your policies and procedures. Exam readiness: every review and decision logs the reviewer’s identity and timestamp.
How are client complaints handled?
Client Complaints tracks each complaint from intake to close, with OBSI (Ombudsman for Banking Services and Investments) escalation dates, required documents and a redress ledger, and escalated issues can be routed into Case Management.
How is client data protected?
Every firm runs on its own single-tenant instance with unique encryption keys, hosted in Canada, with SOC 2 Type II controls independently audited by Aprio LLP, headquartered in Atlanta, Georgia.
Is the platform multilingual?
Yes. Clients complete account opening and KYC updates in their preferred language, and portfolio managers, associates and compliance staff can each choose the language they work in within the platform.
Can we start with one module?
Yes. Start with the module that solves today’s bottleneck and add others on the same data layer when you’re ready, without re-implementation.
Built for Portfolio Managers
See Four Eyes for Your Firm
Book a walkthrough built around your mandates, policies and NI 31-103 obligations.