Who We Serve
Unified Compliance for
North American Wealth
Four Eyes Financial manages the end-to-end client compliance lifecycle for wealth firms across Canada and the United States, governed by CIRO, provincial regulators, FINRA, and the SEC. Explore your firm type or role to discover tailored modules, obligations, and outcomes—all unified in a single exam-ready record.
Regulatory Alignment
Engineered for Your
Specific Wealth Model
Canada · CIRO & provincial securities commissions
Investment Dealers
Grow your CIRO investment dealership (often called a broker-dealer) without growing your back office, with multi-custodian account opening, KYC, Risk7, complaints and CE. Explore
Mutual Fund Dealers
Keep every client file current, from digital account opening and KYC to point-of-sale KYP, Fund Fact Sheets and Risk7. Explore
Portfolio Management Firms
Every mandate monitored against the client’s risk profile and IPS, with personal trading surveillance. Explore
Bank-Owned Wealth Management
Bank-owned investment dealer, mutual fund and portfolio management businesses on one instance, each supervised against its own thresholds. Explore
United States · FINRA & the SEC
Broker-Dealers
Supervise every trade without manually reviewing every trade, with Reg BI records, Rule 3110 surveillance, cases and FINRA CE. Explore
RIAs & Dually Registered Firms
Advisory and brokerage side by side, with account opening, pre-trade checks, Mandate Drift and surveillance under the right rules. Explore
Bank-Owned Wealth Management
Bank broker-dealer, advisory and private wealth businesses on one instance, supervised under FINRA and SEC rules with thresholds set by line of business. Explore
Recruiting Advisors?
Incoming advisor books re-papered in days with Bulk Transitions and Digital Onboarding, for firms in Canada and the United States. Explore
Platform Matrix
Regulators, Obligations, and Modules
by Wealth Model
Wealth model
Regulator
Core obligations
Key modules
CIRO
KYC, KYP and suitability, trade supervision, complaints and CE
Digital Onboarding, KYC Maintenance, Risk7, Client Complaints, CE Manager
CIRO
KYC, KYP and suitability, Fund Facts delivery and trade supervision
Digital Onboarding, KYC Maintenance, Product Research & Point of Sale, Product Shelf, Risk7
FINRA and SEC
Rule 3110 supervision, Reg BI, Rule 2111 suitability and Rule 1240 CE
Digital Onboarding, Risk7, Product Research & Point of Sale, Pre-Trade Analyzer, Case Management, CE Manager
SEC and FINRA
Advisers Act fiduciary duty, Reg BI, Rule 206(4)-7 and Rule 3110
Digital Onboarding, Pre-Trade Analyzer, Risk7, Case Management
CIRO
KYC, KYP and suitability, trade supervision by line of business and complaints
The full platform, with Risk7 thresholds by line of business
Provincial securities commissions (NI 31-103)
KYC, suitability, conflicts of interest, complaints and OBSI
Digital Onboarding, KYC Maintenance, Pre-Trade Analyzer, Risk7, Client Complaints, Case Management
Role-Based Governance
Tailored Workflows,
One Unified Data Layer
Compliance Officers
Exam-ready every day, with policies encoded and secondary approval where sign-off matters. See your day
Supervisors & Analysts
One queue for trade exceptions, approvals and KYC updates, with only what needs human judgment. See your day
Advisors
Accounts opened online, one-step KYC updates and proposals checked before placing the order. See your day
Associates & Assistants
Packages and comparisons prepared for the advisor’s review, with Fund Fact Sheets delivered and logged. See your day
Operations Teams
Accounts validated before submission, e-signatures tracked and whole books transitioned in days. See your day
Leadership
New advisors and lines of business added on one instance, with firm-wide KPI reporting. See your day
By the Numbers
Built for Regulated Firms at Scale
$1.6B
in assets re-papered in six days for one independent wealth firm
135+
Risk7 exception types screened on every trade
SOC 2 Type II
compliant, with controls audited by Aprio LLP
Frequently Asked Questions
The Compliance Lifecycle Platform for Every Wealth Model
Who does Four Eyes Financial serve?
Regulated wealth management firms in Canada and the United States: CIRO investment dealers and mutual fund dealers, Canadian portfolio managers registered with provincial securities commissions and subject to NI 31-103, Canadian bank-owned wealth businesses, FINRA broker-dealers, and SEC-registered investment advisers and dually registered firms.
Which regulators does Four Eyes Financial support?
CIRO for Canadian investment and mutual fund dealers, provincial securities commissions such as the OSC, BCSC and AMF for portfolio managers, who are subject to NI 31-103, and FINRA and the SEC for US broker-dealers, investment advisers and dual registrants.
What is compliance workflow software for wealth management firms?
Software that manages a wealth firm’s client compliance lifecycle in one place, from digital account opening and KYC to product research, pre-trade checks, trade surveillance, complaints and casework, with every review and decision logging the reviewer’s identity and timestamp.
Which Four Eyes modules does each firm type use?
Investment dealers (CIRO): Digital Onboarding, KYC Maintenance, Risk7, Client Complaints and CE Manager. Mutual fund dealers (CIRO): Digital Onboarding, KYC Maintenance, Product Research & Point of Sale, Product Shelf Management and Risk7. Broker-dealers (FINRA and SEC): Digital Onboarding, Risk7, Product Research & Point of Sale, Pre-Trade Analyzer, Case Management and CE Manager. RIAs and dual registrants (SEC and FINRA): Digital Onboarding, Pre-Trade Analyzer, Risk7 and Case Management. Bank-owned wealth (CIRO): the full platform, with Risk7 thresholds by line of business. Portfolio management firms (provincial securities commissions): Digital Onboarding, KYC Maintenance, Pre-Trade Analyzer, Risk7, Client Complaints and Case Management.
Can one firm run several lines of business on Four Eyes?
Yes, on one dedicated instance. Retail wealth, advisory services and private wealth, or advisory and brokerage, run side by side, each supervised against its own surveillance thresholds, without a second install.
Does Four Eyes support dually registered firms?
Yes. Advisory accounts are reviewed under the Advisers Act and brokerage accounts under FINRA rules and Reg BI, on one client record.
Which roles use the platform?
Compliance officers, supervisors and analysts, advisors, associates and assistants, operations teams and leadership, each working on the same client record with permissions set by the firm.
Is the platform multilingual?
Yes. Clients complete account opening and KYC updates in their preferred language, and advisors, associates, supervisors and analysts can each choose the language they work in within the platform.
Do we have to adopt the whole platform?
No. Start with the module that solves today’s bottleneck and add others on the same data layer when you’re ready, without re-implementation.
How is client data protected?
Every firm runs on its own single-tenant instance with unique encryption keys, hosted in Canada for Canadian firms and in the United States for US firms, with SOC 2 Type II controls independently audited by Aprio LLP, headquartered in Atlanta, Georgia.
Find Your Fit
See Four Eyes Through Your Firm’s Eyes
Book a walkthrough tailored to your firm type, lines of business and regulators, and see the modules that matter most to you.