Who We Serve by Regulator
Multiple Regulators
One Exam-Ready Record
Seamlessly bridge cross-border regulatory frameworks across Canada and the United States.
By mapping reviews, alerts, and supervision workflows in the Four Eyes compliance workflow platform directly to the regulatory obligations of CIRO, provincial securities commissions, FINRA, and the SEC, your firm maintains total audit readiness.
Cross-Border Regulatory Alignment
One Platform Across
North American Jurisdictions
CIRO
Investment dealers, mutual fund dealers and bank-owned wealth, mapped to CIRO rules and the Client Focused Reforms. See the mapping
Provincial Securities Commissions
Portfolio managers registered with the OSC, BCSC, AMF and other provincial commissions, and subject to NI 31-103 obligations. See the mapping
FINRA
Broker-dealers and dual registrants, mapped to Rules 3110, 2090, 2111 and 1240. See the mapping
SEC
Broker-dealers under Reg BI and investment advisers under the Advisers Act. See the mapping
Regulatory Architecture
Mapping North American Oversight
to Platform Modules
Regulator
Who it oversees
Key obligations
Four Eyes modules
CIRO
Investment dealers, mutual fund dealers, bank-owned wealth
KYC, KYP and suitability under the Client Focused Reforms, trade supervision, complaints, CE
Digital Onboarding, KYC Maintenance, Product Research & Point of Sale, Risk7, Client Complaints, CE Manager
Provincial securities commissions
Portfolio managers (NI 31-103)
KYC, suitability, conflicts of interest, complaints and OBSI, compliance system
Digital Onboarding, KYC Maintenance, Pre-Trade Analyzer, Risk7, Client Complaints, Case Management
FINRA
Broker-dealers, dual registrants
Rule 3110 supervision, Rule 2090 know your customer, Rule 2111 suitability, Rule 1240 CE
Digital Onboarding, Risk7, Pre-Trade Analyzer, Case Management, CE Manager
SEC
Broker-dealers, investment advisers
Regulation Best Interest, Advisers Act fiduciary duty, Rule 206(4)-7 compliance program
Product Research & Point of Sale, Pre-Trade Analyzer, Risk7, Case Management
By the Numbers
Built for Regulated Firms at Scale
$1.6B
in assets re-papered in six days for one independent wealth firm
135+
Risk7 exception types screened on every trade
SOC 2 Type II
compliant, with controls audited by Aprio LLP
Frequently Asked Questions
The Compliance Lifecycle Platform for North American Regulated Wealth Firms
What is regulatory compliance software for wealth firms?
Software that maps a wealth firm’s reviews, records and alerts to the obligations of its regulators. Four Eyes Financial covers obligations set by CIRO, provincial securities commissions (including NI 31-103 for portfolio managers), FINRA and the SEC, on one connected data layer where every review and decision logs the reviewer’s identity and timestamp.
Which regulators does Four Eyes Financial support?
CIRO (Canadian Investment Regulatory Organization) for Canadian investment and mutual fund dealers, provincial securities commissions such as the OSC, BCSC and AMF for portfolio managers, who are subject to NI 31-103, and FINRA (Financial Industry Regulatory Authority) and the SEC (Securities and Exchange Commission) for US broker-dealers, investment advisers and dual registrants.
What is CIRO compliance software?
Software that helps CIRO dealers meet KYC, KYP and suitability obligations under the Client Focused Reforms, supervise trading and track complaints and CE. Four Eyes covers account opening, KYC Maintenance, point-of-sale records, Risk7 trade surveillance, Client Complaints and CE Manager.
Which FINRA rules does Four Eyes map to?
How does Four Eyes support SEC obligations?
Regulation Best Interest records capture the alternatives considered and the advisor’s attestation, advisory proposals are checked before the trade and accounts are monitored for drift under the Advisers Act fiduciary duty, and alert parameters reflect your Rule 206(4)-7 policies and procedures.
Does it support portfolio managers subject to NI 31-103?
Yes. KYC and suitability are recorded, Mandate Drift is checked against each client’s risk profile and IPS on a daily or monthly cycle, personal trading is screened for conflicts of interest, and complaints are tracked with OBSI escalation dates.
Can one firm meet Canadian and US obligations on one platform?
Yes. Reviews and records map to Canadian and US obligations on one instance, with firm-set thresholds kept separate from regulatory requirements, and CE Manager maps credits for advisors registered in both countries.
How does Four Eyes help firms prepare for a regulatory exam?
Every review, approval and decision logs the reviewer’s identity and timestamp, exceptions resolve into cases with written rationale, and records map to each regulator’s obligations, so firms can show examiners how each requirement was met.
How is client data protected?
Every firm runs on its own single-tenant instance with unique encryption keys, hosted in Canada for Canadian firms and in the United States for US firms, with SOC 2 Type II controls independently audited by Aprio LLP, headquartered in Atlanta, Georgia.
Find Your Fit
See Four Eyes Mapped to Your Regulator
Book a walkthrough built around your regulators, registrations and written policies.